1: Preheat your oven to 350°F.
2: Spray a baking dish with cooking spray.
3: Mix the ripe bananas, oat flour, oats, coconut oil, coconut sugar, baking powder, egg, vanilla, cinnamon, and salt in a bowl.
4: Dump the batter into the prepared baking dish.
5: Top the mixture with chocolate chips of your choice.
6: Bake for 20 minutes.
7: Enjoy your banana oat chip bars!